Global EOR Cost Comparator
Compare 15+ EOR providers by true total cost — including hidden fees, employer taxes, FX spreads, and compliance gaps. Find the cheapest way to hire in any country.
| Provider | Platform | Taxes | Hidden | Total/yr | Speed | Compliance | Score |
|---|---|---|---|---|---|---|---|
| Multiplier | $4,800 | $40,200 | $720 | $117,720 | 2-4 weeks | Partner | 7.3 |
| Oyster | $5,988 | $40,200 | $0 | $118,188 | 1-2 weeks | Direct entity | 9.1 |
| Horizons | $6,600 | $40,200 | $0 | $118,800 | 2-3 weeks | Partner | 6.5 |
| Remote | $7,188 | $40,200 | $0 | $119,388 | 48 hours | Direct entity | 9.5 |
| Shield GEO | $9,000 | $40,200 | $0 | $121,200 | 1-2 weeks | Partner | 6.9 |
| Papaya Global | $7,800 | $40,200 | $8,350 | $128,350 | 2-3 weeks | Partner | 7.5 |
| Velocity Global | $8,400 | $40,200 | $8,850 | $129,450 | 2-4 weeks | Partner | 7.3 |
| Deel | $7,188 | $40,200 | $10,260 | $129,648 | 1-2 weeks | Direct entity | 9.1 |
| Country | Employer Burden | Total (Remote) | Total (Deel) | Risk |
|---|---|---|---|---|
| 🇦🇷 Argentina | 67% | $119,388 | $129,648 | high |
| 🇧🇷 Brazil | 58% | $113,988 | $123,798 | high |
| 🇩🇪 Germany | 21% | $88,788 | $96,748 | low |
| 🇵🇭 Philippines | 9% | $84,288 | $91,623 | medium |
| 🇮🇳 India | 16% | $88,788 | $96,498 | medium |
| 🇺🇸 USA | 14% | $90,588 | $96,788 | low |
| 🇬🇧 United Kingdom | 17% | $89,388 | $97,148 | low |
| 🇦🇪 UAE | 0% | $73,188 | $80,098 | low |
Complete Guide to EOR Cost Comparison
EOR providers advertise "$499/month" or "$599/month" as if that's the total cost. For a $60,000 hire in Argentina, the platform fee is only $7,188/year — 7% of total cost. Employer taxes ($40,200) and benefits ($12,000) dominate. In high-burden countries, all providers have similar tax pass-through — the real difference is hidden fees and compliance depth.
Formula
True EOR Cost = Gross + Employer Taxes + Benefits + Platform Fee + FX Spread + Setup + Termination Reserve
Compliance depth: the hidden risk
- Direct entity: provider owns local subsidiary, bears legal liability. 48-hour onboarding.
- Vetted partner: provider contracts with local payroll firm. 1–4 weeks.
- Aggregator: marketplace of local EORs. 4–8 weeks, highest legal risk.
FAQ
How does the EOR cost comparator work?
Compares 15+ EOR providers on true total cost: platform fee + employer taxes + benefits + FX spread + setup fee + termination reserve + compliance risk. Results are ranked by total cost per year, not advertised fee.
Cheapest EOR for hiring in Argentina?
Argentina has a 67% employer tax burden. The platform fee is only ~7% of total cost. Use the calculator: Oyster and Remote are typically cheapest at $101k–$103k/year on a $60k salary, with direct entity compliance. Deel costs ~$8k more due to FX spread and termination reserve.
Which EOR providers are compared and how are they scored?
Remote, Deel, Oyster, Papaya Global, Velocity Global, Shield GEO, Horizons, Multiplier, Omnipresent, Boundless, FoxHire — scored on cost transparency, compliance depth, speed, support, and API/integrations.
What are hidden fees and why do they matter?
FX spread (1–3% on local currency payouts), setup fees ($500–$2,000), termination reserves (1–3 months salary), benefits markup, off-cycle payroll fees, and compliance penalty pass-through. Combined, they can add 7–13% to total cost.
How does employer tax burden vary by country?
Argentina 67%, Brazil 58%, Germany 21%, UK 17%, India 16%, USA 14%, Philippines 8.5%, UAE 0%. Auto-loaded from country profile.
What is compliance depth and why does it matter?
Direct entity (provider owns local subsidiary) vs vetted partner vs aggregator. Direct = fastest onboarding (48 hours), highest compliance confidence. Aggregator = highest legal risk. The calculator flags this per country.
How does benefits level affect total cost?
Statutory (~15%), Standard (~25%), Premium (~45%) of salary. Country-specific: Argentina premium adds 50% of salary; UAE statutory only 6%.
Is there an API?
REST API returns cost breakdowns per provider per country. Free 200 req/day; Pro $5/mo with webhook alerts and HRIS integrations.